About the Role
What You’ll Do:
Keep our underwriting procedures up-to-date and ensure they’re executed with consistency and accuracy.
Dive into customer financial data, ensuring all relevant factors are analyzed to make smart lending decisions.
Monitor and enhance the underwriting process to align with company standards and quality goals.
Continuously refine our underwriting criteria to reduce early-stage delinquencies and improve decision-making accuracy.
Collaborate with senior management to identify and implement strategies that increase underwriting efficiency and effectiveness.
Manage and mentor a team of underwriting analysts, fostering a culture of accuracy, accountability, and continuous improvement.
Oversee all underwriting tools and software, maintaining strong vendor relationships to ensure smooth operations and identify enhancement opportunities.
Ensure all underwriting activities adhere to applicable laws, regulations, and company policies by regularly reviewing risk factors and adjusting underwriting standards to mitigate potential risks.
Requirements
What You Bring:
- Experience: 2-5 years in loan underwriting or risk management, with 1-3 years in a supervisory role.
- Skills: Exceptional analytical abilities, strong communication, and an eye for detail.
- Leadership: Demonstrated ability to manage and motivate a team effectively.
- Tech-Savvy: Proficient in Microsoft Office Suite or related software.
- Work Ethic: High integrity, outstanding work ethic, and a drive to exceed expectations.
About the Company
At Mainspring Management, we’re not just a leading financial services company specializing in consumer loans—we’re a community driven by passion and purpose. Our core values—DRIVEN, INNOVATIVE, RESILIENT, ENTHUSIASTIC, COMMITTED, and TEAMWORK —aren’t just words; they’re the heart of everything we do. At Mainspring, you’ll find a dynamic, supportive work environment that champions professional growth, encourages peer-to-peer learning, and celebrates every achievement along the way. Ready to make your mark? We’re excited to see what you can bring to the table!